A glass tips over, and in one second your keyboard is soaked. Your first instinct is to grab a towel, wipe the top, and check if the screen still turns on. That instinct is the problem. If you have..

Your phone slips out of your hand and lands in the sink, the toilet, or the pool. For a second you just stare at it, hoping it’s fine, before the panic sets in and you start picturing a trip..